Guides · Platforms

Connected accounts & KYB tiers

Live mode needs KYB Tier 2. Connected accounts for sub-merchants are records only for now.

KYB Tier 1 vs Tier 2 live activation

A business at KYB Tier 1 works in test mode only. Live keys and live money need KYB Tier 2: a live request from a Tier 1 business is refused with 403.

Connected accounts

You can record sub-merchants (POST /v1/connected-accounts/invite), list them, and switch a flag that marks their payouts as paused. These are records only: the invitation is not emailed, sub-merchants are not verified through rafiqPay, and no money is settled to them.