Issuing cards & blocked categories

What exists today

Card issuing is being built. The cards routes create card records with a spending limit, but no card processor is connected: the records have no real card number and cannot be used to pay anywhere.

The rules a card purchase will be checked against are in place and can be tried with a simulated purchase: the card must be active, the purchase must fit its limit and your issuing balance, and blocked merchant categories are declined (gambling 7995, alcohol 5921, dating and escort services 7273, quasi cash and interest-based lending 6051). There are no card authorisation webhooks.