Payouts & batches
Single and batch payouts to Nigerian bank accounts, made by your team in the dashboard, with a second approver for large amounts.
Who can pay out
Payouts are made by a signed-in team member, from the dashboard. An API key cannot pay out, so a leaked key cannot empty a balance. A platform that pays its sellers from its own servers can ask for service access: see Service access.
A single payout of up to ₦1,000,000 is sent at once. A larger one, and every batch, waits until a team member other than the one who made it approves it with a code from their authenticator app. See Approvals & limits.
Why a payout is never failed on a guess
The money is set aside from your available balance when the payout is made, then sent through rafiqPay’s payout provider. When the provider does not give a final answer straight away, the payout stays processing and rafiqPay asks the provider again on a schedule until it says paid or failed. The money returns to your available balance only when the provider says the payout failed.